Amee Elder, MA, LMHC, NCC
InCourage Counseling
Counseling Rates and
Insurance Information
Service Rates:
Individual sessions are $100
Couples sessions are $125
Insurance Information:
Amee currently accepts Cigna Insurance and Cigna EAP
Accepted Forms Of Payment:
Amee accepts all major credit cards, cash, checks, and health savings debit cards.
Rates for Students:
Amee does offer a student discount for counseling services. Please provide your student ID at your first counseling session.
Why Consider Paying Privately or “Out of Pocket”?
In order to have therapy services covered under insurance, a mental health diagnosis must be made. This information then becomes a part of your permanent health care record. This may lead to limitations such as denial for quality life insurance, specific occupations, or health insurance later on.
Many clients choose not to involve insurance companies in their mental health care. Their counseling is not limited by the diagnosis, treatment plan or session limits that health insurance companies dictate. Insurance companies often limit the number of sessions and even the type of therapy. Many insurance companies do not cover couples/relational or family therapy. Additionally, since a mental health diagnosis must be made to obtain reimbursement, the insurance company often will request a significant amount of information about you in order to be covered. The insurance company can review all of your records at their discretion.
By paying privately or out of pocket, your records are exempt from insurance reporting. We are able to assure private pay clients the highest degree of privacy, flexibility, and control of their mental health record allowed by Florida state law. Amee works collaboratively with clients to decide how often you should attend therapy, and you decide what you want to focus on. This allows you have the control, not the insurance company.
Last, many insurance companies require a deductible to be met before they start paying for mental health coverage, so you may be paying out of pocket anyway.
Cancellation Policy:
If you do not show up for your scheduled therapy appointment, and you have not notified the office at least 24 hours in advance, you will be required to pay for the full cost of the session. Cancellation fees must be paid before additional services can be provided.